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annual credit report safe
Credit Reports and Scores USAGov.
Instead, they're' created by different companies or lenders that use their own credit scoring system. Your free annual credit report does not include your credit score, but you can get your credit score from several sources. Your credit card company may give it to you for free.
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AnnualCreditReport.com Wikipedia.
For a fee, each of the credit bureaus offer credit scores as an add-on feature of the report. Credit inquiries effect on credit scores edit. Using this service does not lower the consumer's' credit score, as it counts as a soft" credit pull.
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USATODAY.com Beware impostor offers of free credit report.
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